Small Employers
We have particular experience working with companies under 50 full-time-equivalent employees that are evaluating group health and employee benefits.
The Drennon Agency helps employers evaluate and implement group health and employee benefit options, with particular experience serving small businesses with fewer than 50 full-time-equivalent employees.
Group benefits are insurance programs offered to eligible members of a group, commonly employees of the same business. Depending on the plan, benefits may include health, life, disability, supplemental, dental, and vision coverage.
For small employers, the challenge is often not simply choosing a plan. It is understanding what options may be available, what employees actually need, and how to implement benefits in a way that works for the business.
Brian and Yvonne Drennon have worked in the insurance industry since 2017 and have developed particular experience helping small businesses evaluate group health and employee benefit options.
Every employer has a different workforce, budget, and set of priorities. Our role is to help determine what options may make sense for the organization and its employees.
We have particular experience working with companies under 50 full-time-equivalent employees that are evaluating group health and employee benefits.
We help business owners who are introducing employee benefits for the first time understand available options and navigate the implementation process.
For self-employed professionals and contract workers who may not have access to traditional employer-sponsored coverage, we can also help evaluate private health insurance options.
In August 2026, The Drennon Agency helped a small business in Ohio introduce group health benefits to its employees for the first time.
The company had 24 employees. After the new group health plan was introduced, 15 employees elected to enroll in coverage.
Situations like this are one reason we focus on helping small employers understand what may actually be possible. Many business owners assume employee benefits are automatically beyond their reach before they have had an opportunity to evaluate their options.
A benefits package can include several forms of insurance depending on the employer, workforce, and available plan options.
Employer-sponsored health coverage can provide eligible employees—and, depending on the plan, their family members— access to health insurance as part of the company's benefit package.
Group life insurance generally provides life insurance coverage to eligible members of an employee or organizational group, commonly through term life coverage.
Disability coverage may provide eligible employees with income-replacement benefits following a qualifying illness or injury. Options may include short-term or long-term coverage.
Supplemental insurance can help address certain expenses that may not be fully covered by a primary insurance plan following a covered accident or other qualifying event.
Dental coverage can be added to an employee benefit program to help employees and eligible family members manage routine and other covered dental expenses.
Vision benefits may help employees manage covered eye exams, corrective lenses, and other eligible vision-care expenses, depending on the selected plan.
“My business is too small to offer employee health benefits.”
One of the most common misconceptions Brian and Yvonne hear from small-business owners is that group health coverage is necessarily too expensive or unavailable to a small company.
Eligibility, plan availability, employer contributions, participation requirements, and pricing can vary. The best first step is to evaluate the actual options available to the business rather than ruling them out in advance.
The Drennon Agency has experience helping very small employers explore group health options, including businesses with only a few eligible employees.
The objective is not simply to present a policy. It is to help the employer understand the available choices and move through the process in a manageable way.
We start with the size of the workforce, existing coverage, employee needs, and the employer's priorities.
We help identify and compare group benefit options that may fit the business and its eligible employees.
Once a direction is selected, we help the employer navigate the steps involved in establishing the benefits program.
We help employees understand the available benefit options so they can make informed enrollment decisions.
If you're considering employee health or group benefits, Brian and Yvonne can help you evaluate your options and determine an appropriate next step for your business.
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