​Planning for the future is important—especially when it comes to the inevitable. Yet for individuals and families living on limited incomes, the thought of taking on another expense can feel overwhelming. That’s where final expense insurance comes in. Also known as burial or funeral insurance, this affordable coverage is specifically designed to ease the financial burden of end-of-life costs without stretching your budget.

​We all have goals—some big, some small—but procrastination, distractions, and indecision often stand in the way. Whether it's finishing a project, launching a business, or finally organizing your finances, mastering the art of getting things done is key to a successful and fulfilling life. The good news? Productivity isn’t just about willpower—it’s about strategy, mindset, and taking that first step.

Being self-employed brings freedom, flexibility, and the opportunity to be your own boss. But it also comes with a unique set of responsibilities—especially when it comes to securing health insurance. Without access to employer-sponsored coverage, self-employed individuals must navigate the healthcare market on their own to find a plan that balances affordability with comprehensive care.
​
If you’re working for yourself, here’s what you need to know about health insurance options, key considerations, and how to make a choice that supports both your health and your business.

Planning for the future of a loved one with special needs requires thoughtful consideration—not just for today’s needs, but for a lifetime of care and support. Families often look for financial tools that offer both flexibility and security, and one increasingly popular option is the Indexed Universal Life (IUL) insurance policy.
​
An IUL policy can be more than just a life insurance product—it can be a valuable part of a special needs planning strategy, offering financial protection, long-term savings, and a customizable safety net for the years ahead.